Financial Planning

Lay a road for greater financial confidence and independence, for you and your family.

A financial health check can make all the difference.
Many people stumble through life financially. Yet life is so much better when you have a solid financial plan, moving you towards a set of exciting goals, just in case things go wrong down the line.
UCA’s advice services help you set a strong financial foundation for the future. Laying a path for:

Estate Planning & Wealth Management

Are you looking to enhance your financial position through better management of your wealth?

For those with complex finances and estates, it is often not enough to just speak to a financial advisor about one area of your financial life, such as your pension. A whole range of services are typically needed together.
We can assist individuals and families to maximise and preserve their wealth. This may include working in partnership with you and specialist services to cover areas such as;

Investments

Go beyond saving by owning and flourishing from a strategic, diversified portfolio.

With interest rates on savings accounts so low these days, a high equities investment portfolio offers investors a sensible and efficient way to build their assets over the long term.

Working with an advisor offers value by helping you 

Tax Planning

We can help you keep more of what you earn and deserve for you and your family.

Are you putting excessive money into the tax system, rather than towards your family’s future?  Many people unfortunately are, especially those with complex financial affairs.  

We do not believe in aggressive tax planning, but we will help you explore ways to 

Inheritance Tax

Planning ahead ensures you can leave as much as possible for your loved ones rather than the tax man.

Planning will create a more meaningful legacy for you and your loved ones. 
Inheritance tax is a complex area for people to navigate, and the laws often change. 
 
We can then help you ascertain your most effective options for passing on your wealth through 

Pension and retirement planning

Understand how much you need for retirement

Without the right plan retirement might not look exactly how you had planned. Its not always your personal circumstances that will impact your retirement it, it can be the rise and fall of the stock market.
Financial advice can simplify asking the questions you don’t know you should be asking.

Will Planning

Protect yourself and your family.

Without a Will, you have no say over what happens to your assets when you die, and this can cause difficulties for those you care about most.
Dictate how these should be allocated.

 

Mortgage and Protection Advice

Mortgages

Our clients expect us to help them find the best mortgage quickly and efficiently so they can get on with their busy lives.

Protection

None of us know what the future holds, protect your love ones, your home, or your business with a Free Protection Review.
 
We can help you put together a protection package that is appropriate for you. 
 
Asking the right questions –